HRA-eligible Expenses
Only expenses not reimbursed by the Fund’s Plan, or any other plan, are eligible for reimbursement through your HRA. A sample list of those expenses is below. Refer to the Summary Plan Description for your medical plan for details. As you review the list, note that certain items require a receipt and a letter of medical necessity to be reimbursed.
Eligible HRA Expenses
- Acupuncture (excluding remedies and treatments prescribed by acupuncturist)
- Alcoholism treatment
- Ambulance
- Artificial limbs/teeth
- Chiropractors
- Christian Science practitioner’s fees
- Contact lenses and solutions
- Copayments
- Costs for physical or mental illness confinement
- Crutches
- Deductibles
- Dental fees (including expenses not covered under the 4th District IBEW Health Fund)
- Dentures
- Diagnostic fees
- Dietary supplements with doctor’s letter of medical necessity*
- Drug and medical supplies (i.e. syringes, needles, etc.)
- Eyeglasses prescribed by your doctor
- Eye examination fees
- Eye surgery (cataracts, LASIK, etc.)
- Hearing devices and batteries
- Hospital bills
- Insulin
- Laboratory fees
- Laser eye surgery
- Obstetrical expenses
- Oral surgery
- Orthodontic fees
- Orthopedic devices
- Oxygen
- Physician fees
- Premiums you pay for your health, disability, or long-term care coverage (including self-payments to maintain eligibility under the 4th District IBEW Health Fund and COBRA payments)
- Premiums for qualified, employer-sponsored insurance coverage
- Prescribed medicines (including your copay amounts under the 4th District IBEW Health Fund)
- Psychiatric care
- Psychologist’s fees
- Routine physicals and other non-diagnostic services or treatments
- Smoking-cessation programs
- Smoking-cessation over-the-counter drugs
- Surgical fees
- Vitamins with doctor’s letter of medical necessity*
- Weight-loss programs with doctor’s letter of medical necessity*
- Weight-loss over-the-counter drugs with doctor’s letter of medical necessity*
- Wheelchair
- X-rays
*A receipt and a doctor’s note of medical necessity are always required to be reimbursed for these expenses.